Your data, your control.
Your numbers are the most private thing your business has. Here is exactly what Lucid does with them, in plain English.
Read-only, always
Lucid connects through Xero’s official sign-in with read-only access. We can’t change your books, and we can’t move money.
Nothing shared without a yes
No lender, broker or partner sees your data unless you approve it, for that named organisation, each time. You see what will be shared first.
Disconnect and delete
Disconnect at any time from Lucid or from Xero. Ask us to delete your data and we will, apart from records we must keep by law. [Retention period to confirm]
Anonymised insights
We use anonymised, aggregated figures, never anything that identifies you or your business, to improve forecasts and publish the UK SME Cashflow Index. We explain this before you connect. [Opt-out mechanism to confirm]
How it’s protected
[Mark: hosting location, encryption in transit and at rest, access controls, AI provider and its data terms]
Who we are
Lucid Cashflow is run by Lending Logic Ltd, registered with the Information Commissioner’s Office (ZC162930). Questions to privacy@lucidcashflow.co.uk.
Common questions
Can Lucid change anything in my Xero?
No. The connection is read-only. Lucid can’t create, edit or delete records, and it can’t move money.
Will a lender see my data?
Only if you choose to apply, and only the lender you approve. You see exactly what will be shared before anything is sent.
How do I disconnect?
From your Lucid settings or from Xero’s connected apps page, at any time. You can also ask us to delete your data.
See your next 13 weeks in minutes.
Free to start. Read-only connection to Xero. No card needed.